You like in a state where it's the law to have a minimum of liability insurance.
You have insurance.
Someone hits you at an intersection (their fault) and damages both cars where they need towed away.
The other person has no insurance because they didn't think it was necessary (their words).
Your insurance foots the bill. Should you or your insurance sue the other person?
If yes, for how much? Fixing of the car or 'take them to the cleaners'?"
If no, why not?
What would you do if?
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